Chasing the dream life can be challenging when you become a breadwinner involuntarily.
Nontobeko Msibi, widow and business owner of MPEG Trading in Projects at Newcastle, suffered from balancing her life expenses and two families which she pays ‘black tax’ to both families after her husband passed on.
“I do not think it’s a bad thing as we grew to understand that children need to look after their family even though I do struggle at times but I have to make sure their needs are paid on monthly basis.” Said Msibi.
Mrs Msibi faces more difficulties as she is expected to look after extended members, who surprisingly do not feel the need to get a job or generate their source of income.
Part of the reasons why today’s youth is delayed in living the life of their dreams is caused by black tax, as it consumes most of their income regardless if one is freely interested in paying it or not as it’s regarded as an out of discussion matter.
This kind of ‘tax’ is mostly experience within African families, where children are expected to look after the family once they are of age to carry the family needs and dreams. 28% of African family dream houses are built by the children who out to have sprouted well and understand family values.
It does not only affect the financial status but, also mental and physical well-being. Mental issues that breadwinners usually face are likely to be depression and anxiety. This is so because they are oppressed by the pressure that in order to be successful, you need to provide for your family first or else nothing will go according to your plans, this is common in African families.
This has been a myth practice for decades and rubbed off from generation to generation.
Young breadwinners are mostly swimming in debt but family needs and wants should always be met at all costs.
The young professionals are doing most financial sacrifices. They disregard their dreams to starting their own families nor expensive houses and dreams.
The 32 year old stated that there should be better communication between the breadwinner and families to reach an agreement on how they will support their family, so the is a balance in their live achievements.
The difficulties behind the black tax still exist but are ignored as a financial burden, especially when extended family is added to the picture.